Sponsored Post | Jewelers Mutual
What if a diamond isn’t forever?
As a new bride or bride to be, it’s probably hard to imagine losing your ring. You have invested in it both financially and emotionally. However, accidents happen. In fact, according to claims received by Jewelers Mutual Insurance Company, provider of Perfect Circle® Jewelry Insurance, loss accounts for nearly one third of all jewelry claims received.
What should I watch for?
All kinds of accidents happen to rings.
From “a crab stole it off my beach towel” to “I must have lost it when I took
out the trash.” So what should you watch out for?
Here are the top six reasons
individuals report claims to Jewelers Mutual:
1. Mysterious disappearance.
This may mean anything from setting your ring down and forgetting where you
placed it to having it stolen without drawing your attention.
2. Lost at the beach or swimming
pool. Water makes skin slippery, so if you keep your ring on your finger at
the pool or beach make sure you keep a careful eye on it.
3. Left it in a public restroom
or flushed down the toilet. Double check that your ring is still on your
finger before you exit any room, especially a public restroom.
4. Lost while traveling. Your
normal routine is completely thrown off while you travel, and there are many
ways to lose your ring. You could forget to pick it up after going through
security, lose it at a hotel, or have it slide off in a strange place without
your knowledge.
5. Accidentally threw it in the
garbage. You can accidentally throw away your ring when doing things as
commonplace as drying your hands over the trashcan or tossing out a lunch tray
that you had placed your ring on.
6. Chipped a stone when bumping
something. All of your daily tasks will be different with your new rock, so
decide which activities may be dangerous for your ring. If you remove it,
designate a ring spot and make sure you only set your ring there when you take
it off.
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How can I protect my ring?
Acquiring jewelry insurance is an
easy and important step in protecting your ring. Insurance is a cost everyone
should build into their budget for purchases of valuable jewelry items. Sites
like PerfectCircleInsurance.com offer handy premium calculators so
you can easily get a quote and apply for coverage. Finding
the appropriate insurance for your wedding ring in advance will alleviate the
anxiety associated with even the most extreme cases of loss.
What
does my policy cover?
There are a variety of companies that
insure jewelry, and costs can be similar among them. However, coverage can vary
a great deal. Moral of the story? Do your research and make sure you’re covered in the event of any loss. That
way, you’ll have confidence that your ring is protected so you can focus on
creating more memories.
Underwritten by Jewelers Mutual Insurance Company, Neenah, Wisconsin. Coverage is subject to underwriting review and approval, and to policy terms and conditions.
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Chrissy Arpie Ott
Chrissy Arpie Ott is the founder of The Perfect Palette. Since its launch in 2008, The Perfect Palette has been the go-to color resource for couples who dream of a unique, creative and colorful wedding day.
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